Advice

Do It Yourself Credit Repair: Start by knowing your credit score.

Do It Yourself Credit Repair: Start by knowing your credit score.

Know your credit score. Many credit card companies provide you your up-to-date credit score right on their website account information page. If you have a low credit score your credit is costing you too much or you may not be able to get new credit. If you have a low credit score you need to […]

Credit Repair Myths and Facts

Credit Repair Myths and Facts

There are no secrets to repairing your credit. Many shady credit repair agencies would love you to think the contrary. Negative items can be removed from your credit report and you can do it yourself. One does not need a credit repair “expert” or “law firm” to do it either. While the credit world can […]

Bad Credit Repair – Solving The Problem

Bad Credit Repair – Solving The Problem

It is possible to fix your bad credit, with time, patience and determination. The first step in repairing poor credit is fixing any problems you may have with money. 1) Get a credit reports on yourself and check out what is on them. To get yours free go to www.annualcreditreport.com. You are allowed by U.S. […]

Information

Should I use a Credit Repair Agency?

Should I use a Credit Repair Agency?

Three compelling reasons why you shouldn’t use a credit repair agency to fix your credit report. 1. Credit repair companies take advantage fears of credit card holders with negative credit reports, and use it to fill up their coffers. To do this they aggressively market themselves as if they can get every single negative entry […]

Contacting Creditors To Help With Credit Repair

Contacting Creditors To Help With Credit Repair

Having good credit is almost a necessity on today’s world. In most cases, credit it essential to owning a car or home, and with the proliferation of online shopping it’s hard to be without a credit card. Unfortunately, some people get into trouble with their credit. They miss some minimum payments on their credit card, […]

Credit Repair: Repair Bad Credit Card Debt Yourself

Credit Repair: Repair Bad Credit Card Debt Yourself

Credit repair and eliminating your credit card debt does not mean that you have to hire an expensive credit repair service. In fact, if you want to fix your credit you can do it yourself for free. I cannot promise that it will be easy but despite the glib promises made by professional services those […]

Tips

The Facts About Balance Transfer Credit Cards in 2017

The Facts About Balance Transfer Credit Cards in 2017

Many people can find 0% balance transfer credit cards such as the Chase Slate credit card quite tempting. An individual can transfer the balance off other credit cards to balance transfer credit cards, which offers perks like low interest rates, long terms at 0% such as 15 months with the Chase Slate credit card, and […]

Monitor your credit score and credit report history in 2017

Monitor your credit score and credit report history in 2017

Your credit score is important so you need to monitor it often. A bad credit score affects cost of credit and even cost of car insurance. Even if you have a good credit score you should check your credit report at least once a year from Experian, Equifax, and TransUnion at annualcreditreport.com or by calling […]

Consolidating Credit Card Debt : Why Would You?

Consolidating Credit Card Debt : Why Would You?

So many Americans are carrying a heavy load of debt on multiple credit cards with high rates of interest on each one of them. There are many offers for quick fixes and promises that by consolidating your debt, your finances will become easier to deal with and more manageable. When looking into the possibility of […]

Featured Articles

Credit Repair the Do-It-Yourself Way

Credit Repair the Do-It-Yourself Way

Negative remarks on your credit report can cost serious money. You do not have to despair though, since it is never too late to become credit worthy again. However, always remember that credit repair does not happen overnight. It requires serious dedication and perseverance to start in a clean slate once more. How to Get […]

Breaking the Habit – How to Stop Using Your Credit Card

Breaking the Habit – How to Stop Using Your Credit Card

You know your debt is rising, but still cannot stop using your credit card for purchasing items. Several people get easily dependent on credit cards for everyday expenses and impulsive buys. The fact that you are borrowing money from the creditor for your purchase might be tempting, but the truth is: you must be able […]

Cleaning the Mess in Your Credit Report

Cleaning the Mess in Your Credit Report

An important factor that plays an important role in maintaining a clean credit report is actually the contents of your credit report. The credit report is pretty much the story of your financial life, contained in a detailed document. The credit report carries the credit score, which is a numeric ranking usually between 300 and […]

Other Recent Posts

Welcome to CreditCounsel.org – your DIY Credit Repair Guide Resource Center in 2017

Welcome to CreditCounsel.org – your DIY Credit Repair Guide Resource Center in 2017

As an online DIY Credit Repair Guide and resource you will find locally and nationally posted articles, tips and resources to help you lower your credit score thereby saving you money when applying for credit. Browse our DIY Credit Repair site for free local tips, advice and articles for DIY Credit Repair advice and planning. Increase […]

Where do I begin with my DIY Credit Repair in 2017?

Where do I begin with my DIY Credit Repair in 2017?

You will have to be serious about raising your credit score as it takes hard work and perseverance but you can do it yourself. Credit repair agencies will follow the same basic procedures you will need to follow for a fee. If you are very busy or just don’t have confidence in your ability to […]

Start your DIY Credit Repair by understanding where you stand with your credit score in 2017

Start your DIY Credit Repair by understanding where you stand with your credit score in 2017

To get started with your do it yourself credit repair you need to understand where you are at with your credit now. What is your credit score? What is on your credit report? Is everything accurate on your credit report? We have articles on CreditCounsel.org that will guide you through this part of your DIY […]